VA Loans Help Military Homebuyers 

Need to Buy Too?

VA loans are a great loan option for those who have served our country. These loans backed by the U.S. Department of Veterans Affairs, provide an affordable way for many military families to own their own home – and a way to say thank you for your service!

Active-duty service members, veterans and surviving spouses could qualify for a VA mortgage loan for the purchase of a home and even for refinancing. National Guard members and Reservists also may be eligible with certain service requirements. 

The best feature of a VA-guaranteed loan is that a down payment is usually not required. This is ideal for those of you who have careers in the military, but have yet to save for a down payment. The loan must be used for a primary residence or to refinance an existing loan.

Certain lenders offer these VA-guaranteed loans and know about the program. I can help match you to lenders who can work with you if you are interested in pursuing a VA loan or other home loan benefits, such as adapting a home if you have a service-related disability.

Benefits to taking out a VA loan:

No down payment, unless a lender requires it

• Competitive low interest rates 

• Limited closing costs 

• No need for Private Mortgage Insurance (PMI) 

• Length of service or service commitment, duty status and character of service determine eligibility for specific home loan benefits.

• There is no minimum credit score requirement. Instead, VA requires a lender to review the entire loan profile

•The VA Funding Fee is waived if you have a service-connected disability.  

• You can apply for temporary mortgage relief payments if called up for duty.

Keep in mind, there is a one-time VA Funding Fee. This fee varies depending on the type of transaction, the down payment amount, if any, and your military category. The fee can be rolled into your loan so you don’t have to pay it out of pocket.   This funding fee is waived if you are considered to have a service-connected disability.  

VA loans have some “special” provisions to them and you need an agent and a lender who knows how to navigate these types of loans.  

Helping people who have served our country become homeowners is something I love to do.  If you or anyone you know is active duty or retired  military or is a surviving spouse, I’d love to help them become a homeowner using a VA loan.  

Hi, there!

I'm Elsa and I love freeing people from their old home and helping them move on to a new home. Let's talk about how I can help you!

Let's Meet


2227 Prairie Center Pkwy Suite D
Brighton, CO 80601

need to Buy too?

success stories

Sell for more

for homeowners

schedule your free consultation

schedule a meeting here!

Schedule a free consultation with me and find out the first step!

"I've been thinking about selling my home, but I have no idea where to start."

Hi, there!

I'm Elsa and I love helping sellers looking to move up to their forever home. Let me know how I can help you make your real estate dreams come true. 

schedule your free consultation

need to buy too?

My Listings

Sell for more

All Articles